DebtMirror

Financial Insights

The DebtMirror Blog

Honest financial education. No fluff, no sponsored garbage.

Strategy6 min read

Debt Avalanche vs Snowball: Which Method Actually Saves You More?

We ran the math on 1,000 real debt profiles. The results might surprise you — and change which method you choose.

Jan 28, 2026
Subscriptions4 min read

The 2026 Subscription Audit: 11 Services Most People Forget They're Paying For

We analyzed 50,000 subscription lists. These 11 services show up most often as "unused" — costing an average of $287/year.

Feb 4, 2026
Analytics5 min read

The Interest Bleed Calculation That Will Change How You See Debt

Turn your APR into a daily dollar cost. Seeing your debt charge you $8.67 every single day has a way of motivating action.

Feb 11, 2026
Education7 min read

What Does a Financial Health Score of 42 Actually Mean?

Breaking down the five components of the DebtMirror score — and which one has the biggest impact on your number.

Feb 18, 2026
Strategy5 min read

The $200 Experiment: How One Extra Payment Per Month Changes Everything

An extra $200/month toward $25,000 in debt. We ran the simulation. The difference is bigger than you think.

Feb 22, 2026
Psychology4 min read

Why Sharing Your Debt Journey Publicly Accelerates Payoff

The psychology of accountability in finance. Why people who post their progress pay off 34% faster.

Feb 25, 2026