Features
Everything you need to beat debt.
One tool. Full financial picture.
Debt Payoff Simulator
Enter any number of debts. Our engine runs both snowball and avalanche strategies simultaneously, showing you exact payoff dates, total interest paid, and how much each strategy saves — then recommends the best one for your situation.
- Supports unlimited debts across all types
- Extra monthly payment impact calculator
- Month-by-month animated balance chart
- Interest cost per debt breakdown
- CSV import for bulk entry
Live Preview
Subscription Leak Detector
The average American wastes $3,200/year on subscriptions. Track what you're paying, mark what you actually use, and see exactly how much you're bleeding.
Monthly Total
$0.00Monthly Money Leak
$0.00Annual Wasted
$0You're bleeding $216 / year on 1 unused subscription.
Cancel those services and redirect the money toward your debt payoff.
Quick Add Common Services
Spend by Category
Sample Scores
Financial Health Score
A single number from 0–100 synthesizing your debt-to-income ratio, interest burden, subscription waste, and payoff pace. No jargon. Just a clear signal.
- •75–100: Healthy — you're in great shape
- •50–74: Fair — room to optimize
- •25–49: At Risk — take action now
- •0–24: Critical — urgent changes needed
Shareable Score Card
Turn your results into a shareable graphic. Post your financial health score to TikTok, X, or Instagram. Accountability through social sharing is one of the most proven ways to stay committed.
Generate My CardYour shareable card is generated after running your audit.
No personal data is embedded.